Cincinnati vs Farmers

Auto
2 Vehicles
Liability - $500,000 Combined Single Limit
Liability - $500,000 Per Accident
Property Damage - $500,000 Per Accident
Medical Payments - $25,000
Uninsured Motorists - $500,000 Per Person
Uninsured Motorists - $500,000 Per Accident
Comprehensive Deductible - $500
Collision Deductible - $500
Towing & Labor - $150 Each Disablement
Rental Vehicle - $40 Per Day

Auto Premium - $1,220

Home
Dwelling - $440,000
Other Structures - $44,000
Personal Property - $330,000
Loss of Use - Actual Loss
Personal Liability - $500,000
Medical Payments - $10,000
Replacement Cost - Included
Extended Replacement Cost - 125%
Water & Sewer Backup - $10,000
Deductible - $1,000

Home Premium - $1,387

Personal Liability Umbrella
Each Occurrence - $1,000,000
Deductible - None

Umbrella Premium - $111

Total Personal Insurance - $2,718 a year

Auto
2 Vehicles
Liability - $500,000 Per Person
Liability - $500,000 Per Accident
Property Damage - $100,000 Per Accident
Medical Payments - $25,000
Uninsured Motorists - $500,000 Per Person
Uninsured Motorists - $500,000 Per Accident
Comprehensive Deductible - $500
Collision Deductible - $500
Towing & Labor - $150 Each Disablement
Rental Vehicle - $25 Per Day

Auto Premium - $2,467.20

Home
Dwelling - $440,000
Other Structures - $44,000
Personal Property - $330,000
Loss of Use - $176,000
Personal Liability - $500,000
Medical Payments - $1,000
Replacement Cost - Included
Extended Replacement Cost - 125%
Water & Sewer Backup - $5,000
Deductible - $1,500

Home Premium - $1,785.40

Personal Liability Umbrella
Each Occurrence - $1,000,000
Deductible - $250

Umbrella Premium - $169

Total Personal Insurance - $4,421.60 a year